Can You Work While On Disability?

Living with a disability poses numerous challenges in one's life, ranging from handling daily tasks to securing your financial well-being. However, if you become disabled, you may be eligible for disability payments from varied programs, including Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). After receiving benefits, most individuals wonder if they can work while on disability. Let's find the answer to this crucial concern in this blog below!

Can You Continue Working While on Disability

It might not be that straightforward to answer this question owing to the involvement of several programs from which you may get your disability payments! Although, in some instances, it's possible to work while receiving benefits, your benefits may get lowered, canceled, or stopped entirely if your income surpasses a particular threshold. Thus, it's best to seek assistance from an experienced disability attorney in Sacramento to assist you in comprehending the guidelines set for working with your specific sort of benefits so you don't lose the only financial source!

An expert lawyer will acquaint you with when you may work, your income restrictions while receiving benefits, and how to continue working safely without jeopardizing your household income.

Can You Work While on SSDI?

You can work while on disability if you get SSDI benefits, as the Social Security Administration (SSA) motivates people to endeavor to resume their work through numerous job incentive programs, including Trial Work Period (TWP), Extended Period of Eligibility (EPE), and Impairment-Related Work Expenses (IRWE). These programs are intended to assist disabled people in re-entering the workforce without losing their benefits.

The TWP enables you to work for nine months while obtaining total SSDI payments. Following the TWP, you enter the EPE, during which you can work and earn benefits as long as your earnings remain below the substantial gainful activity (SGA) level. If your revenues surpass the SGA threshold, your benefits may be decreased or terminated. Most importantly, if you're engaged in Substantial Gainful Activity (SGA), you can't get disability benefits.

Additionally, keep the SSA informed of your employment and income, as failing to do so may result in overpayments or other issues. Enlist the assistance of a reliable and knowledgeable social security lawyer in Sacramento to help you navigate the process and demystify the several rules that could influence whether you can work while collecting SSDI.

Can You Work While Collecting SSI?

Working while receiving SSI is feasible, but it can impact the amount of financial support you get. Any income you make might reduce your disability benefits owing to the SSI's stringent income and assets restrictions. The Social Security Administration uses a complicated algorithm to calculate how your wages affect your SSI benefits.

The Social Security Administration (SSA) permits you to earn a set amount each month without impacting your SSI payments, known as the "earned income exclusion." Any earnings over this exclusion, however, will result in a reduction in your SSI benefits. Failure to quickly disclose your income and changes in employment status to the SSA might result in overpayments.