How Do You Survive While Waiting For Disability Approval?

Waiting for decisions on disability or SSI benefits is a time-consuming and confusing process. Most initial applicants face rejections, which leads to an appeals procedure and a probable two-year wait for disability benefits. There is a minimum five-month waiting time for applicants. The application, review, and appeal processes might also take a lengthy time. Therefore, claimants should consider hiring a qualified social security lawyer in Sacramento for assistance if their initial file is rejected or doubts arise regarding income source. As they wait for the outcome of their claim, applicants for disability benefits should have a solid plan for financial support.

Here Are The Options To Consider

1. Apply for TANF

While waiting for disability checks to arrive, applying for Temporary Assistance for Needy Families (TANF) is an excellent way to generate cash. Low-income households can use TANF's emergency cash assistance and other programs to pay for necessities like food, clothing, and housing. Utilize your local state agency to apply for TANF welfare benefits.

2. The Supplemental Nutrition Assistance Program (SNAP)

SNAP offers food stamps to people with disabilities. If you are financially qualified for SSI, you will also be financially eligible for food stamps (there is a low asset limit). Most Social Security offices allow you to apply for food assistance.
Know your eligibility and process here:
https://www.fns.usda.gov/snap/eligibility

3. Other Sources

You may consider the following options to survive till your application approves:
• You might be eligible to refinance or take out a home equity loan if you own a home.
• If you have kind and capable friends or relatives, they may lend you help.
• A 401(k) or life insurance plan may be used as collateral for a loan or as a source of cash.

4. Charities

There might be regional non-profit firms willing to offer support. Needy people can contact private charities that occasionally offer help with rent, utilities, and transportation.

This may seem uncertain and frustrating. You can hire a disability attorney in Sacramento to help you process your application faster and guide you through multiple options in the meantime.

5. Health Insurance

While you wait for disability benefits, having health insurance might help you cover medical costs. If your condition prevents you from working, you may need continued medical care while you wait to get your benefits.

A person can choose from multiple solutions available for health insurance. You may qualify for a plan that doesn't require a waiting time for approval and covers pre-existing conditions. Since you cannot work, you may be eligible for income-based subsidies on your premiums.

Conclusion

Applying for disability benefits is a confusing and time-consuming process. One mistake can jeopardize the opportunity of benefits. So, hiring an SSI attorney in Sacramento can ensure that your application is processed efficiently, potentially avoiding delays. Experts are familiar with the working SSA application evaluation process and may assist you in applying for benefits if you are eligible.

They can assist you in demonstrating that your medical condition prevents you from performing significant work. Additionally, experienced lawyers can gather proof that your medical problem is chronic and prevents you from earning.